Paying more interest than you need to?
If you took your loan a few years ago, your rate is probably above what is available today. Enter your outstanding amount and current rate to see the difference.
You could save
₹4.3 L
- ₹41,769
- ₹39,390
- ₹2,379
Before switching costs (processing and legal fees, usually ₹10,000–25,000).
Indicative only. Final sanction, interest rate and loan amount are at the lender’s sole discretion.
When a transfer is worth doing
A balance transfer moves your outstanding loan to a lender offering a lower rate. It is generally worth it when your rate is at least 0.25 to 0.5% above current offers and you still have several years left, because the saving compounds over the remaining tenure. Set against that are processing, legal and valuation fees, usually ₹10,000 to ₹25,000. Send us your loan statement and we will work out the exact figure for your case rather than an estimate.
One call. A straight answer.
Tell us what you earn and what you are buying. On that same call we will tell you which lender is likely to say yes, at what rate, and what it will cost you — in Tamil or in English.
Not sure where you stand?
Request a callback to discuss your plans, suitable lenders and the costs to consider before applying.